Kiwibank launched in 2002 with the aim of providing a truly Kiwi banking alternative.

We now have more than 700,000 customers and more than 900 Kiwibank staff around the country, plus a nationwide ATM network. You'll find us in more than 280 PostShops – meaning that we can stay open longer than other banks, even on weekends.

Backed by the New Zealand Post

New Zealand Post Limited, our parent company, has guaranteed our payment obligations, including any payment obligation in respect of any deposit made with us. The guarantee does not apply to payment obligations where the terms of the obligation expressly provide in writing that the obligation will not have the benefit of the guarantee.

This means that the guarantee does not apply to unsecured, subordinated bonds issued by us. The guarantee is not secured and its amount is not limited. The guarantee is unconditional and is terminable by New Zealand Post Limited upon three months' notice to us. Any such termination does not affect any existing payment obligations owed under the guarantee at the termination date.

Products and specialities

Personal banking - home loans, personal loans, credit cards, everyday accounts, savings accounts, investments and insurance.

Business banking - lending, cheque accounts, savings accounts, credit cards, investments, merchant services and insurance.

International services - online and manual international money transfers, foreign exchange and Foreign Currency Accounts and travellers' cheques.

All the banking services you could possibly need including internet, phone and mobile banking, txt and email alerts, online and email statements, a nationwide network of ATMs —the works!

Reviews

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Great investment in the future of New Zealand. Kiwis looking after Kiwis!

Not only do kiwibank have awesome bank cards, the staff are knowledgeable and friendly and also very friendly. Love the Android app too and ORM service too!

Friendly and Kiwi owned

Jayne at Kiwibank Howick is fantastic, helpful and willing assist, always with a smile. Makes going to the bank no longer a chore.

Kiwibank are a fantastic bank to be with. They have staff that go out of their way to help, and their fees are reasonable. They have excellent internet banking and their website is easy to work your way around. Being linked up with all the postshops makes it so easy to get your banking done even on weekends. I wouldn't bank anywhere else!